(a)
////helpfrm.htm
<html>
<head>
<title>Help for Good Pizza</title>
</head>
<frameset rows='52,*'>
<frame src="navbar.htm" scrolling=no marginwidth=0 marginheight=0 
                                                       name="buttons">
<frame src="about:blank" name="topic">
</frameset>
</html>

(b)
////tipfrm.htm
<html>
<head>
<title>Good Tips</title>
</head>
<frameset rows='52,*'>
<frame src="tipfrm.htm" scrolling=no marginwidth=0 marginheight=0 
                                                       name="buttons">
<frame src="about:blank" name="topic">
</frameset>
</html>